Neighborhood Factors

Market Conditions

  • Neighborhood Factors
    Price
    $1.31M
  • Neighborhood Factors
    Value
    -
  • Neighborhood Factors
    Appreciation
    1%

Banana Belt at a Glance

Banana Belt is ranked #10 of 19 neighborhoods in Santa Cruz with an overall score of 3.3/5. Its standout factors are nearby merchants (3.9/5) and curb appeal (3.7/5). It ranks 11th of 19 in Santa Cruz for safety. The trade-off is schools (3.2/5).

Banana Belt Reviews & Questions

Neighborhood Review
Key Words: Banana Belt Homes, Grant Park, Tacos Moreno

Banana Belt is a residential stretch of eastern Santa Cruz that earned its name from the weather. It sits above the fog line, so mornings that start gray at the beach are often sunny here, and that shapes how the neighborhood looks and gets used. Streets are lined with bungalows, cottages, Craftsman houses and ranch homes, with a scattering of Mediterranean-style places in stucco and red tile. The mix of decades gives each block some variety. The parks are the everyday outdoor rooms. Grant Park, on Grant Street, has a basketball court, bocce, a pump track and a fenced dog area, and John Franks Park is close by for picnics and a playground. For longer outings, DeLaveaga Park, up Branciforte Drive, has trails, a golf course, archery and disc golf, the beaches are about two miles south, and Henry Cowell Redwoods State Park lies to the north for bigger redwood walks. Water Street and Soquel Avenue frame the neighborhood on two sides and hold most of the food. Tacos Moreno, at 1053 Water Street, is the dependable taqueria. Seabright Avenue, a bike ride away, adds Linda's Seabreeze Cafe and Verve Coffee Roasters for the coffee-and-breakfast crowd. Groceries are easy. Safeway, Whole Foods and the independent Staff of Life on Soquel Avenue are all within a few minutes by car, and Santa Cruz Metro buses serve the main streets. Highway 1 is nearby, with the Highway 17 climb a short drive beyond it, so a commute over the hill is doable. Most errands here happen by car, since the shopping streets are on the edges instead of within the residential blocks. Walking works for the parks and a taco, not for a full grocery run. Sunshine is the thing people mention first in Banana Belt, and on the days the fog sits on the coast, they are right.

See City Review for: Santa Cruz

Top Neighborhoods in Santa Cruz, CA

1st
Map placeholder for University of California Santa Cruz, Santa Cruz - not a photo of the neighborhood
University of California Santa Cruz, Santa Cruz, CA
Overall Score : 3.7
University of California Santa Cruz sits on a little over two thousand acres of ... See Full Page
2nd
Map placeholder for Westlake, Santa Cruz - not a photo of the neighborhood
Westlake, Santa Cruz, CA
Overall Score : 3.7
Westlake sits on the upper Westside of Santa Cruz, where the street grid starts ... See Full Page
3rd
Map placeholder for Lighthouse / The Circles, Santa Cruz - not a photo of the neighborhood
Lighthouse / The Circles, Santa Cruz, CA
Overall Score : 3.6
Lighthouse / The Circles is the part of the Santa Cruz Westside that meets the o... See Full Page

Banana Belt Amenities

  • Neighborhood Amenities
    Near good merchants

    3.9

  • Neighborhood Amenities
    Public Spaces

    3.6

  • Neighborhood Amenities
    Curb Appeal

    3.7

Overall Amenities score: 3.7

Banana Belt Weather

76%
of possible sunshine
Of all the daylight this spot gets in a year, 76% arrives as sunshine - clouds and fog block the rest.
Banana Belt ranks 9th of 19 for sunshine in Santa Cruz, and it out-suns about half of the Monterey Bay area. Its warmest month is September, averaging 69° highs, and it gets about 30 inches of rain a year.
Average daily high and low temperature
70°60°50°40°JFMAMJJASONDSep 69°
Avg highAvg low
Rank in Santa Cruz
9th of 19
Across the Monterey Bay area
51st percentile
Rain per year
30 in
Warmest month
Sep 69° avg high
Summer day
53° → 68°F
Winter day
42° → 60°F
Sunshine and temperature figures are 30-year climate averages for this neighborhood's location.

Banana Belt Photos

Schools Serving Banana Belt

School NameTypeGradesHouseberry School Score

No Data Found

Click links for school listing

info at GreatSchools.org

Houseberry School Score Data

from CA Dept. of Education

Houseberry recommends using these scores as only a starting point, and conducting your own investigation into what schools fit best for your preferences. School boundaries are not guaranteed and may change. It is important to contact the appropriate school district to confirm enrollment eligibility before making any decision to move to a neighborhood.

Banana Belt FAQs

7 answers

Is Banana Belt a good place to live?

Banana Belt ranks 10th of 19 neighborhoods in Santa Cruz with an overall Houseberry score of 3.3 out of 5. Its strongest factors are nearby merchants (3.9/5) and curb appeal (3.7/5). The trade-off is schools (3.2/5).

Is Banana Belt safe?

Banana Belt, Santa Cruz scores 3.5 out of 5 on Houseberry's Safety Score, ranking 11th of 19 neighborhoods in Santa Cruz.

What is the weather like in Banana Belt?

Banana Belt, Santa Cruz receives 76% of its possible sunshine, 9th of 19 in Santa Cruz. Summer days run 53° to 68°F and winter days 42° to 60°F, September is the warmest month and rainfall averages about 30 inches a year.

Is Banana Belt walkable to shops and restaurants?

Banana Belt, Santa Cruz scores 3.9 out of 5 for nearby merchants and 3.6 out of 5 for public spaces. Its overall amenities score is 3.7 out of 5, 8th of 19 in Santa Cruz.

What is Banana Belt known for?

Banana Belt, Santa Cruz is associated with Banana Belt Homes, Grant Park and Tacos Moreno.

How does Banana Belt compare to other Santa Cruz neighborhoods?

Banana Belt ranks 10th of 19 neighborhoods in Santa Cruz. It ranks 11th of 19 in Santa Cruz for safety (3.5/5) and scores lowest on schools (3.2/5). The highest-ranked neighborhoods in Santa Cruz are University of California Santa Cruz and Westlake.

What are the downsides of living in Banana Belt?

Banana Belt, Santa Cruz scores lowest on schools (3.2/5).

Follow this neighborhood for updates
Banana Belt Photos
Top Neighborhoods in Santa Cruz, CA
1st
Map placeholder for University of California Santa Cruz, Santa Cruz - not a photo of the neighborhood
University of California Santa Cruz, Santa Cruz, CA
Overall Score : 3.7
University of California Santa Cruz sits on a little over two thousand acres of ... See Full Page
2nd
Map placeholder for Westlake, Santa Cruz - not a photo of the neighborhood
Westlake, Santa Cruz, CA
Overall Score : 3.7
Westlake sits on the upper Westside of Santa Cruz, where the street grid starts ... See Full Page
3rd
Map placeholder for Lighthouse / The Circles, Santa Cruz - not a photo of the neighborhood
Lighthouse / The Circles, Santa Cruz, CA
Overall Score : 3.6
Lighthouse / The Circles is the part of the Santa Cruz Westside that meets the o... See Full Page

Banana Belt Map

Loading map...

View Full Map

Contact Houseberry's 2026 Agent Pick for Banana Belt
Follow this neighborhood for updates